How over is it?

A mood ring wired to real instruments

AI exposure Business and financial operations

Will AI replace financial examiners?

Financial Examiners. US occupation 13-2061.

4.3%

of the time financial examiners spend on their work goes on tasks where AI is already being used to do that work.of financial examiners' working hours go on tasks AI has already started taking off their plate.

Ranked 267 of 756 US occupations. More exposed than 64% of them.Further along than 64% of them.

Average US job 7.7%

Around the middle of the pack.Keeping pace with the average job.

What AI already does for financial examinersWhat financial examiners no longer do alone

O*NET lists 17 tasks for financial examiners. AI use at work shows up in 1 of them. Each score runs from 0.5, where every observed use helps a person with the task, to 1, where every use does the task outright.

  1. Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.Core task automated and assisted 0.84

What it does not touch, yetWhat still needs a human

16 of the 17 tasks show no AI use at work in the data.

  • Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.Core task
  • Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.Core task
  • Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.Core task
  • Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.Core task
  • Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.Core task
  • Plan, supervise, and review work of assigned subordinates.Core task
Show the other 10
  • Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.Core task
  • Provide regulatory compliance training to employees.Core task
  • Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.Core task
  • Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.Core task
  • Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.Core task
  • Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.Core task
  • Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.Core task
  • Train other examiners in the financial examination process.Core task
  • Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.Core task
  • Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.

How that compares

Among the 29 business and financial operations occupations, financial examiners rank 24. The group averages 17.7%, and its most exposed job is Market Research Analysts and Marketing Specialists at 64.8%. The average US occupation sits at 7.7%.

All 756 occupations, ranked

Just above in the ranking

  1. 263First-Line Supervisors of Housekeeping and Janitorial Workers 4.4%
  2. 263Insulation Workers, Mechanical 4.4%
  3. 267Crushing, Grinding, and Polishing Machine Setters, Operators, and Tenders 4.3%

Just below

  1. 271Camera and Photographic Equipment Repairers 4.1%
  2. 271Couriers and Messengers 4.1%
  3. 271First-Line Supervisors of Personal Service Workers 4.1%

What this does and does not mean

Exposure is observed use, not a forecast. Anthropic maps work conversations with Claude onto the tasks O*NET lists for each job and asks, of the tasks AI could speed up, which are actually being used for at work. A use that does the task outright counts in full and a use that assists a person counts half. The task scores are averaged into the occupation figure by the share of time spent on each task.

A high figure means AI is already part of how this work gets done. It does not mean anyone has been replaced. Anthropic's own reading of the labour market finds no systematic rise in unemployment among exposed workers so far, and about 14% fewer 22 to 25 year olds starting exposed jobs.No measurable rise in unemployment among exposed workers so far, and about 14% fewer 22 to 25 year olds starting these jobs. Gap years for everyone. Labor market impacts, 5 March 2026.

Task list and titles from O*NET 31.0 by the US Department of Labor, Employment and Training Administration, used under the CC BY 4.0 licence. Scores from the Anthropic Economic Index (CC BY). Checked 1 November 2026. How the ranking works.